He estado observando las etiquetas de mi blog y el que tiene menos anotaciones prácticamente, es el del "dinero", curiosamente el titulo del blog utiliza esta palabra, de la cual hablo poco, "Salud, dinero, amor, riqueza, felicidad", ¿porque será que escribo tan poco sobre el dinero?, ¿es que no es importante?, ¿es que ha nadie "le mueve" el dinero?.
El dinero es un "tabú" del que todo el mundo conoce, todos lo desean, pero apenas se habla sobre el, quizás sea por costumbre o por desconfianza, hay un refrán que dice; "cuando hablo de dinero, no reparto peras con nadie", parece como si hablar o escribir sobre el dinero este mal visto, suelen surgir las preguntas como; ¿que querrá este de mi dinero...?, ¿querrá saber el dinero que tengo para estafarme...?, hay otro refrán que dice; "todo el mundo te cuenta como gano su ultima peseta (moneda antigua española), pero nadie te cuenta como gano su ultimo millón".
Dicen que los norte-americanos tienen por costumbre hablar de asuntos económicos, de como lo ganan y del dinero que poseen en sus reuniones y fiestas, para ellos es algo habitual, ¿será esa una de las razones por la que son primera potencia mundial en la economía?, no se como se comportara los demás países, pero en España, normalmente esta mal visto hablar de dinero o preguntar cuanto tienes o como lo ganas en una reunión o fiesta, sobre todo si apenas tienes confianza con la persona que tratas.
No me gusta mucho escribir sobre el dinero, porque estamos cegados por su brillo, ya conocen el dicho de que; "todos tenemos un precio", por supuesto me incluyo yo mismo, pues soy humano y cedo a las tentaciones terrenales como le pasan a muchos, pero...intento por todos los medios mantener mi cabeza en su sitio y los pies sobre tierra, no me olvido de esas otras riquezas que no se ven.
Lo realmente increíble es que por dinero han llegado incluso hasta hermanos a matarse, tan fuerte es el ansia y el afán por el dinero, que nos olvidamos rápidamente de las principales virtudes que nos ofrece la vida, este es el lado extremista del concepto del dinero al que yo descalifico.
Al fin y al cabo, si lo miras fríamente, es solo papel o metal, e incluso hoy día ni eso siquiera, solo unos simples dígitos en un ordenador, que indica que tu tienes "X" cantidad de dinero, tu lo aceptas porque es aceptado por la sociedad en que vives y... ¡Comienza el juego de la economía!.
No sentir la avidez de riquezas es una gran riqueza; no tener la manía de gastar es una renta. Cicerón.
Sabidurías de Mathias Claudius
Lo que el dinero no puede comprar
But if we use how reference, for example, is a simple example, a little of gold. The gold is beautiful, shines and not there is too much. Is valuable. So that we can do a table of conversion. If a dozen of eggs is worth the same that a nugget of gold and a horse costs 100 nuggets, is easy know that a horse is worth the same that hundred dozens of eggs.
Simple, truth? The gold itself converts so in coin of change for simplify.
Already not itself can buy a horse with eggs. They change the eggs for coins and itself nears one to the statue. Beautiful, truth? That is the first step. All is more or less equal that at the principle, except that now we need gold for buy the things that not we produce, milk, meat, clothes, tools.
In fine, the person that invented the system has an establishment, a place where itself stores the gold and we can get it. The man is an altruist, clear, not wants sell us the gold. To you it suffices with lend us it. For example, to me me gives 10 coins for me and me them leaves in loan during a period of 12 months. Only me asks a modest interest logical. Let us put that a 10%. That yes, he risks his gold and I not risk nothing. So that he needs a guarantee for cover the possibility of that I not fulfill my part of the deal. Me would import hit more. Those oranges are for juice. In your case, if also you want gold, you will mortgage your orchard. So that the man to you lends 10 coins at change of your carrots. No, no.
10 that to you they lent more the interest. How it you will do?
Well, I have an orchard, I can sell my products. And have you all one year. Only if not you fulfill the bank itself will stay with the orchard. Of accord.
Not there is problem. There is problem. Not there is problem. Which is the problem?
Imagine that the bank possesses a quantity total of, let us say, 100 coins of gold. What is the quantity total of gold that exists? 100 coins, not one more. Besides of the man good, we exist other 10 persons. You, I, a smith, perhaps a pair of ranchers, a seamstress, 10 persons in total.
All we need gold for buy and all we have asked a loan. 10 coins for each one. A total of 100 coins.
It loses. Clear that not. The banker us has delivered all his gold with absolute generosity. And at change of what? A simple 10%, a coin little per person. Is just. But that is But according to Pythagoras we have a problem.
If at the end of 12 months we have of pay 11 coins each one, from where them we are going to take? 11 coins each one are 110 coins. That signifies that exist 10 coins in interests that never will can pay themselves. Never. Succeed what succeed, not there is problem. The bank was invented for facilitate the things, not for complicate them. There is a solution reasonable.
Not you worry, return me only the interests, one coin each one. I will wait and the next year already me they will return the quantity lent initially. The first 10 coins, in definitive. Advance. Without embargo, without embargo, if we return one coin, to us will stay nine, nine to each one. So that if still we owe 10 coins, at the end of one year we will continue with the same problem and besides we will have less money. Correct.
One coin less that the year anterior. If we repeat the operation during 10 years and that always that to us they leave pay only the interest, in that time us we will stay without nothing. Will disappear all the money and, without embargo, we will continue owing the loan initial. The bank will have recuperated all the gold. We not will have nothing and still we will owe the what us they lent at the principle.
100 coins between all that never we will can return because simply not they exist.
So that we will lose the lands, the animals and the foods that we mortgaged how guarantee at the principle. Makes 10 years. In 10 years the bank will have what it had at the principle, more all our possessions and we not will have nothing, absolutely nothing, with what in the practice us we will have converted in slaves of the bank. And for why? For nothing and at change of nothing.
